//
// this is about PP7.1.
//
   import java.text.NumberFormat;
  public class NewAccount 
{
  private final double RATE=0.035;
  
  private long acctNumber;
  private double balance;
  private String name;
        
  // 
  // Sets up the account by defining its owner,account number,
  // and initial balance.
  //
  public NewAccount(String owner,long account)
 {
  name = owner;
  acctNumber = account;
  }
  //
  // Deposits the specified amount into the account .Returns the
  // new balance.
  //
  public double deposit(double amount)
 {
  balance = balance + amount;
  return balance;
  }
  //
  // withdraws the specified amount from the account and applies 
  // the fee .Returns the new balance.
  //
  public double withdraw(double amount,double fee)
 {
  balance = balance - amount -fee;
  return balance;
  }
  //
  // Adds interest to the account and returns the new balance.
  //
  public double addInterest()
 {
  balance += (balance * RATE);
  return balance;
  }
  //
  // Returns the current balance of the account.
  public double getBalance()
 {
  return balance;
  }
  //
  // Returns a one-line description of the account as a string.
  //
  public String toString()
 {
   NumberFormat fmt = NumberFormat.getCurrencyInstance();
   return acctNumber +"\t"+name+"\t"+fmt.format(balance);
      }
  }